Terms and conditions

Introduction

This website (hereinafter referred to as the "Web") is owned by SIA DOAFF. (Registration No.: 40203426084, located at Mednieku iela 4A, Rīga, Latvia, LV-1010).
By using our services and providing your personal information, you accept and agree to comply with all the Terms mentioned below. Please read our Terms and Conditions.
We reserve the right to modify these Terms and Conditions at any time, without notice. You are solely responsible and agree to periodically review the Terms and Conditions of this website.
All services of SIA DOAFF are subject to these Terms and Conditions of website use.
The purpose of this site is to collect online loan offers, provide information about market offers, and help choose the best offer for you. Using this site (www.credityes.ph) is free of charge. Credit providers pay SIA DOAFF for the service of submitting applications and customer data.
The website does not offer loans, but collects and compares third-party offers.
The website displays links from this site to third-party websites for informational purposes only. We are not responsible for their content, as we do not verify these websites, and they do not belong to us.
SIA DOAFF also collects all relevant data from you and provides it to the Credityes credit providers via API to find the best offer for you. SIA DOAFF cannot transmit credit information about you and the loan you wish to receive unless you complete all the fields in the application form and click the button.

Terms of use

Website users can only be individuals over the age of 18. Those under 18 cannot use our services and, therefore, are not authorized to send us their personal data.
You are solely responsible for the use of the website. By providing your personal information on this site, you agree that this information will not be confidential. Your data and information regarding the loan you wish to receive may be shared with third-party financial companies. Providing such information will help the credit providers make the correct decision regarding the loan approval and, if approved, the terms and conditions.

Applicable law

These Terms and Conditions will be governed by the laws in force in the Republic of Latvia.

Limitation of liability

The website may contain third-party links, but it does not guarantee or take responsibility for the accuracy and currency of third-party information on the website and is not liable for any damages resulting from the use of this content. At any time, without prior notice and without justification, SIA DOAFF may cease providing its services.
We do not guarantee that this website will operate uninterrupted or be free of errors.
SIA DOAFF takes no responsibility for the user's decisions made based on the information presented on the website. We are not responsible for any damage that may result from the use of the information displayed on the website.
SIA DOAFF takes no responsibility for the decisions made by a credit provider based on the information transmitted by Credityes to the credit providers.

Data protection

SIA DOAFF is committed to treating all information freely provided by the user through the forms on the site with the highest level of confidentiality, security, and privacy.
The basis for processing personal data is provided in Article 6(1)(b) of the General Data Protection Regulation.
The user is solely responsible for the accuracy of the data provided on the website. The user agrees not to enter false information. In the event that a user enters false data or information about another person without their consent, the website is not responsible for the processing of such data.
By accepting the legal terms of the website, you are informed and authorize that the data filled in the website forms may be transferred to companies that offer microloans and, therefore, process your data for the purpose of processing the loan you have requested.
You can withdraw your consent for the sending of commercial communications and/or advertising at any time.

Contacts

Applications are accepted 24/7
If you have any questions, you can contact us at info@credityes.ph

The owner of the website credityes.ph is DOAFF SIA, based in Mednieku iela 4A, Rīga, Latvia, LV-1010, VAT number: 40203426084. The website credityes.ph collaborates with financial intermediaries and lending companies to allow users to compare financial product offers from entities partnering with DOAFF SIA. Example calculation: TOTAL LOAN AMOUNT: 1,000 PHP for a period of 3 months. LOAN COMMISSION: 0.00 PHP. Loan amount - 1,000 PHP, duration - 3 months, interest rate - 48% per year. ((48 / 12 * 3) / 100 * 1000) + 1000 = 1,120 PHP. Total amount to be repaid: 1,120 PHP ANNUAL PERCENTAGE RATE (APR): 48%. The loan is granted for a minimum period of 61 days and a maximum of 36 months. The minimum loan amount is 1,000 PHP, and the maximum amount is 25,000 PHP. General Conditions and Requirements for the Borrower: Age between 18 and 75 years. Permanent residence in the Philippines. The examples presented on credityes.ph do not constitute an offer in the sense of the provisions of the Romanian Civil Code. The final costs and all applicable fees will be specified by the entity that enters into the contract with the user, within that contract. DOAFF SIA is not responsible for any discrepancies between the examples presented on the website and the terms in the finalized contract with the user. Users access creditda.ro in accordance with the website's privacy policy and regulations. The administrator of personal data is DOAFF SIA, based in Mednieku iela 4A, Rīga, Latvia, LV-1010, VAT number: 40203426084. Personal data is provided voluntarily and will be processed for marketing purposes by DOAFF SIA. If the user gives their consent, the data may be processed for marketing purposes, including the presentation of offers and sharing with DOAFF SIA’s partner entities. Personal data may also be shared with authorized entities in accordance with applicable legislation. You have the right to access and correct your personal data.